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Your home is more than just a place to live—it's where life happens. At Saxbee Insurance, we offer comprehensive home insurance policies tailored to homeowners across British Columbia. Whether you own a house, condo, or townhouse, our advisors will help you find the right coverage to protect your property, your lifestyle, and your peace of mind. We make it simple to safeguard what matters most.
What Home Insurance Covers
Home insurance does more than just protect your property—it covers what's inside and beyond. From fire and weather related damages to liability and theft, a home insurance policy helps safeguard your home, belongings, and personal responsibility. At Saxbee Insurance Abbotsford, we offer customizable coverage options designed to give BC homeowners confidence and security in the face of life's unexpected events.
Dwelling Coverage
This covers the physical structure of your home—walls, roof, built-in fixtures—against risks like fire, storms, and other insured perils and events. If your home is damaged, your policy helps cover repair or rebuilding costs.
Personal Property Protection
Home insurance protects your belongings, including furniture, clothing, appliances, and electronics. If they're stolen, damaged, or destroyed due to a covered event, you'll have support to restore or replace them.
Detached Structures Coverage
Structures like garages, sheds, fences, and guest houses are also covered under most home insurance policies. This ensures that outbuildings on your property are protected—not just the home itself.
Personal Liablity Coverage
Personal liability coverage protects you if you accidentally cause injury or property damage—whether it happens at home or anywhere in the world.
Additional Living Expenses
If your home becomes uninhabitable due to a covered loss, your policy can help pay for temporary housing, meals, and other essential living expenses while repairs are underway.
Weather Related Coverage
Home insurance can include protection against water damage from burst pipes or leaks, and you can add coverage for events like sewer backup or earthquakes for added peace of mind.
Frequently Asked Questions
Get answers to common questions about home insurance in British Columbia.