Insurance Blog & Resources

Strata water damage deductibles across British Columbia have been steadily rising. In some cases, they now exceed $250,000. When a water loss originates from a unit, that unit owner may be assessed for the strata’s deductible. Many condo policies do not automatically adjust to reflect these higher amounts. That could create a costly coverage gap. Strata Water Deductible Buy-Back (WDBB) WDBB is now available to help protect against excess strata water deductible assessments. It is designed to

Happy Family Day, Abbotsford! We hope the long weekend gives you a chance to relax and enjoy time with your family and loved ones. Whether you’re staying in or getting out for a bit, we wish you a safe and enjoyable day. Our team is here whenever you need us.

Auto insurance in British Columbia looks very different than it did just a few years ago. With ICBC’s no-fault system — officially called Enhanced Care — the focus has shifted away from legal battles and toward helping people recover after a crash as quickly as possible. If you drive in B.C., understanding how this system works can help you feel more confident about your coverage and what support is available if you’re ever involved in an accident. What Does “No-Fault” Actually Mean? No-faul

Energy efficiency is about using less energy to achieve the same level of comfort in your home. With a few smart habits and updates, homeowners can reduce utility bills and extend the life of household systems. Start by improving how your home retains heat. Sealing gaps around windows and doors helps maintain a consistent indoor temperature and reduces the workload on heating and cooling equipment. Upgrading older lighting and appliances over time can also contribute to long-term savings. Choo

As the new year begins, we want to take a moment to thank the Abbotsford and Fraser Valley community for putting their trust in us. At Saxbee Insurance, we know life here is diverse—farms, family homes, growing businesses, and everything in between. That’s why personalized insurance matters. The start of the year is an ideal time to: * Review coverage for homes, farms, and properties * Ensure vehicles and equipment are properly insured * Plan ahead for whatever the year may bring Our goal

As 2026 approaches, it’s a great time for Abbotsford residents to check that all insurance policies are current. Whether it’s home, auto, life, business, travel, or specialty insurance, making sure you’re properly covered protects you and your family in the new year. Key points to review: * Confirm coverage limits and details for home, vehicles, or business property. * Make sure life insurance and beneficiaries are up to date. * Check any specialty policies or travel insurance you may have.

Abbotsford winters bring a unique mix of heavy frost, freezing rain, and sharp temperature drops — especially in rural areas and farmland. At Saxbee Insurance, we see how quickly a cold spell can turn into an unexpected insurance claim. The Hidden Risks of Fraser Valley Frost While Abbotsford isn’t known for severe winters, the clear, cold mornings in the Valley can freeze pipes faster than homeowners expect. Outbuildings, rental suites, and older farm structures are especially at risk. Simp

It’s easy to assume that your home insurance covers all of your belongings equally. After all, your policy likely shows a large number under “contents coverage.” But insurance doesn’t work that way. Some items are grouped into special categories and insured differently from everything else. What This Means for You If you own items like jewellery, artwork, bicycles, tools, or collectibles, they may only be insured up to a fixed amount—no matter what they’re actually worth. For many homeowners,

Halloween night brings excitement, costumes, and candy — but it’s also one of the busiest nights for pedestrians on B.C. roads. As kids, parents, and cyclists fill neighbourhoods after dark, safety and visibility are key to keeping the fun fright-free. Stay Bright, Stay Safe Dress to be seen: Choose light-coloured costumes or add reflective tape, glow sticks, or LED accessories. Cross smart: Always use crosswalks, make eye contact with drivers, and keep phones away while walking. Cyclists: Equi